Maybe your dream home has the intricate details that you usually find only in older construction – wainscoting and crown molding in the interior, the front porch with a swing, an older tree shading the back yard, and the white picket fence. Or maybe your dream home has all the
Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Even some loan officers and real estate agents will use the terms incorrectly, so here’s what you really need to know about each one. Pre-Qualification A mortgage loan pre-qualification is simply
It is estimated that about 70 percent of all homes sold receive a home inspection. Make sure you use a “licensed” home inspector if possible but double check credentials, experience and adherence to standards. A home inspection service is for education of potential buyers so they can understand the physical
How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car, or rent an apartment. It is especially important to
No matter if you’re in a buyer’s or seller’s market, there are a few critical steps you can take to make a smarter purchase. Since buying a home is likely the biggest single investment you will ever make, being prepared will help you make a better purchase. Here are our
Unlike other contracts that don’t involve making an offer to buy or lease real property, real estate forms are required to be in writing. Real property transfers or leases for more than a year must be written to be enforceable. Every state’s real estate law governing home sales requires purchase
We all know the old adage about nothing being certain except death and taxes. However, on a more positive note, you can also be certain of tax benefits if, that is, you are a homeowner. Purchasing a home can provide valuable tax savings to home buyers. Mortgage interest, property tax,
Some great tips if you’re considering buying your first home. When you’re a first-time home buyer eagerly anticipating getting into the market, there are several steps that you should take to help you decide whether you’re ready to take the plunge. First, check the selling prices of comparable homes in
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